Our Solutions
Public entities can have it all: unrivaled flexibility, access to the region's top providers and complete control of their health benefits program. The SHA offers public employers high-quality and affordable health, prescription and dental benefits at meaningful savings with complete control of the benefits plan. We do this with the help of insurance funds.
An insurance fund is built on the simple and powerful idea of shared services—a pool allowing municipalities, schools, and other public entities to give choice and value for employees while delivering savings for members. Owned and governed by its members, the surpluses belong to them—not insurance companies.
Some qualities of an insurance fund include:
-
Safe, stable, transparent service record
-
Eliminates insurance company profit
-
Streamlined claims management and data reporting
-
Emphasizes the health and wellness of members
-
Members make the rules and design flexible plans
-
Member information programs to promote wellness and disease prevention
-
Members can duplicate existing plans or customize plans based on specific needs
Put our experience to work for you. The Shared Health Alliance leverages decades of public entity health insurance expertise to address your specific needs. The result is a program that delivers year after year.
The three insurance funds managed by SHA:
Rx Alliance
-
Benecard is a leading prescription benefit management company
-
Fully Funded Group Purchasing Agreement
-
A broad national pharmacy network with over 60,000 locations, including all major retail chains
-
Aggressively priced programs
-
Risk protection from fluctuating benefit expenses
-
Renewals are pooled for long-term rate stabilization